Are Capital One student cards good?
If you want to earn rewards but prefer the safety of a smaller credit limit and no annual fee, one of these student cards from Capital One could be a good choice. The ongoing APR is a little high, but if used responsibly, students can avoid high-interest fees by paying down their balance in full each month.
What is the credit limit of the Capital One Journey student card?
$300 or
The usual Capital One Journey credit limit is $300 or more. Capital One Journey is a credit card geared for students with limited credit, and an applicant could start out with a limit higher than $300 if their credit profile exceeds Capital One’s minimum requirements.
What is the late fee for Journey student Rewards Capital One?
$40
The Journey Student Rewards from Capital One card comes with benefits including emergency card services and fraud coverage. Late fees up to $40 apply for monthly payments not made on time.
What is the interest rate on Capital One Journey?
26.99%
26.99% variable APR on purchases and balance transfers. That’s the purchase rate of the Journey Student Rewards from Capital One.
Is Capital One Journey student a Visa or Mastercard?
Visa
Editorial and user-generated content is not provided, reviewed or endorsed by any company. Journey Student Rewards from Capital One is a Visa, not a Mastercard.
How do I get approved for Capital One Journey?
If you’re going to apply for this card, know that you’ll have to prove your monthly income is at least $425 per month — and that’s after your rent or mortgage payment. So if your income is unpredictable or you don’t have any, you may not be able to qualify for the Journey® Student Rewards from Capital One®.
Does Capital One Journey card have an annual fee?
Once you receive your Journey Card, you can use it on any purchase anytime to automatically earn unlimited 1% cash back. And if you pay on time, your cash back is boosted to 1.25% for that month. All with no annual fee.
Is Quicksilver card better than journey?
The Quicksilver Student Cash Rewards even beats out the Journey Student Rewards in terms of the welcome bonus — $100 cash back versus a $60 streaming credit, respectively. That’s an extra $100 in your pocket that you can use however you want — for streaming services, takeout, shopping or whatever.
Is Capital One Journey credit card a Visa or Mastercard?
Journey Student Rewards from Capital One is a Visa, not a Mastercard. You can use your Capital One Journey Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.
How does Journey card work?
How Does the Journey Card Work? Once you receive your Journey Card, you can use it on any purchase anytime to automatically earn unlimited 1% cash back. And if you pay on time, your cash back is boosted to 1.25% for that month. All with no annual fee.
Is Journey student Rewards from Capital One a Visa?
Maria Adams, Credit Cards Moderator Journey Student Rewards from Capital One is a Visa, not a Mastercard.
Is a Capital One student Journey card Visa or Mastercard?
Journey Student Rewards from Capital One is a Visa, not a Mastercard.