What credit score do you need for speedy cash?
670 or higher
They need to meet specific criteria, such as: Typical credit score: 670 or higher. Reliable income: Ensure repayment of the loan in case of default. Low debt-to-income ratio: Low total monthly debt payments compared to earnings/income.
Is Speedy Cash a real loan company?
Speedy Cash online loans Speedy Cash is a short-term loan company that’s available in 29 states. It offers three different types of loans for people who need cash, including installment loans, payday loans and title loans.
How does Speedy Cash verify income?
Speedy Cash collects personal and income information on your loan application. This includes income information to verify that you meet income requirements, birth date and valid ID to verify that you meet minimum age requirements, and contact information to see verify the maximum loan amount available in your state.
Does Speedy Cash do a hard credit check?
The application process for a Speedy Cash loan is fairly straightforward. Here’s the personal information you’ll need when you apply. Speedy Cash will perform a credit check once you apply — which could negatively affect your credit scores by a few points.
Does Speedy Cash show up on your credit report?
Speedy Cash reports to credit bureaus in some states. Making on-time payments could improve your credit score, and late payments, missed payments, or other defaults on your account may also be reflected in your credit report.
What happens if you don’t pay back speedy cash?
Payday loans come with exorbitant interest rates and fees that often make them very difficult to repay. If you can’t pay back a payday loan, the account may be sent to a collection agency, which will damage your credit.
How do I apply for a rapid cash loan?
Not only does Rapid Cash provide you loan options, but also the ability to apply for a loan using the option that is most convenient to you. You can apply for a loan by phone, loan online or apply at a nearby store.
Why rapid cash?
WhyRapid Cash? Embracing Change Even during times of uncertainty, you are our top priority. Since 1997 our products and services have evolved to meet the needs of more than 5 million peopleonline, in our stores, and over the phone. We will (always) continue to make changes to better serve you. Keeping You Protected We’re putting your safety first.
What kind of business financing does Rapid Finance offer?
Most of the financing products Rapid Finance offers are intended for short-term business financing needs, with the exception of SBA loans and commercial real estate loans. Rapid Finance’s asset-based and bridge loans are also short-term loans, though the exact terms might be slightly different than Rapid Finance’s standard short-term loan.
What are the best fast business loans for most businesses?
BlueVine offers the best fast business loans for most businesses. In part, that’s because BlueVine offers two versatile financing products: a business line of credit and invoice factoring.