What type of card is a CreditLine card?
The CreditLine credit card from Latitude Financial offers interest-free finance for purchases of $150 or more at Apple. While actual offers vary by promotion, you can expect to up to 60-month 0% interest payment plans throughout the year – along with other seasonal offers of different lengths.
Can I use my latitude card anywhere?
Latitude GO customers will be able to turn everyday transactions above $250 into a six-month interest free plan anywhere Mastercard is accepted globally, complementing the range of longer-term plans that are already available for larger purchases.
Is GE finance now latitude?
GE Capital Finance, the company behind Harvey Norman’s interest free offers and until recently Coles credit cards, has been renamed Latitude Financial Services by its new private owners.
Can you use CreditLine anywhere?
Your CreditLine cash card Withdraw cash from any ATM, anytime. Just select ‘credit’ and enter your PIN. For help with everyday spending, use your card for EFTPOS purchases.
Is a credit line the same as a credit card?
How is a line of credit different from a credit card? The primary difference is that a line of credit lets you borrow money against a revolving credit line (rather than the lump sum you’d get with a loan), while a credit card allows you to make purchases that you then pay back.
How does credit line interest work?
Interest on a line of credit Usually, the interest rate on a line of credit is variable. This means it may go up or down over time. You pay interest on the money you borrow from the day you withdraw money until you pay the balance back in full. Your credit score may affect the interest you’ll pay on a line of credit.
Can I use my latitude go card as a credit card?
Save with up to 55 days interest-free on your everyday purchases. Compatible with Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay. Track and manage your payments easily with the Latitude App….Rates & fees.
| Interest Rates | |
|---|---|
| Credit limits | |
| Minimum credit limit | $1000 |
| Maximum credit limit | N/A |
| Fees & repayments |
Which bank does latitude use?
Deutsche Bank
Latitude Financial Services (shortened to Latitude Financial or Latitude) is an Australian financial services company with headquarters in Melbourne, Victoria, also doing business in New Zealand under the name Gem Finance….Latitude Financial Services.
| Type | Private |
|---|---|
| Owner | Deutsche Bank, KKR and Värde Partners |
| Website | latitudefinancial.com.au |
What happened to GE CreditLine?
Melbourne. Värde Partners, Deutsche Bank and KKR have completed the acquisition of GE Capital’s Australian and New Zealand consumer finance business, now called Latitude Financial Services.
Who took over GE finance?
GE To Sell $30 Billion Commercial Lending And Leasing Businesses To Wells Fargo. FAIRFIELD, Conn. – October 13, 2015 – GE (NYSE: GE) has reached an agreement to sell GE Capital’s global Commercial Distribution Finance, North American Vendor Finance and Corporate Finance platforms to Wells Fargo & Co (NYSE: WFC).
Can I increase my credit line limit?
If you want to increase your limit down the track, you may not be able to. You will need to go through an assessment and may need to supply documentation to evidence your income. We can’t reduce your credit limit lower than the balance on the account.
Can you negotiate line of credit interest?
If the lender’s prime interest rate is 2.85%, then your home equity line of credit would have an interest rate of 3.85% (2.85% + 1%). You can try to negotiate interest rates with your lender. Lenders will consider: your credit score.
Can you transfer money from latitude to bank account?
You can make payments via bank transfer with your BSB and account number. With online payments through the Latitude Service Centre and Mobile App- there are no payment restrictions once your account has been verified. Payments can be made any time, any day!
Is Latitude owned by Westpac?
Latitude began as the Australian and New Zealand personal finance and motor dealer finance operations of Australian Guarantee Corporation acquired from Westpac in 2002 by GE Capital.
Is Latitude same as GE CreditLine?
GE Consumer Finance business becomes Latitude Financial Services.
How do I make a payment to gem Creditline?
Created with Sketch. Gem CreditLine is loaded as a bill payee with most major banks. Select Gem CreditLine from your bill payments options and follow the instructions to set up regular payments. Reference: 00 and then the last 10 digits of your account number.
What is gem Visa Creditline?
With Gem Visa, you’ll get the added convenience of an everyday Visa card, as well as all those interest free deals you know and love built in. Find out more. Created with Sketch. Created with Sketch. Created with Sketch. Created with Sketch. Created with Sketch. Gem CreditLine is loaded as a bill payee with most major banks.
How do I find out where I can use Creditline?
Use the locator below to find out where you can use CreditLine. For more information, please call 1300 552 079. 1. Select Data Layer 2. View Data No result details to show, please select a layer to identify then search or click the map. No result details to show, please search for a location or zoom in on the map.
How long is the interest free on in store purchases?
Long term interest free available. 12 months interest free. On all in store purchases $500 and over. 24 months interest free. On all in store purchases $4,000 and over. 24 months interest free. On all in store purchases $500 and over.