What credit score is needed for a Home Depot consumer card?
640 or higher
A FICO® Score of at least 600 is recommended to apply for The Home Depot Consumer Credit Card, and a score of 640 or higher gives you better approval odds. Applicants who get this card usually have scores in the fair credit or good credit range.
Can I get a Home Depot card with a 620 credit score?
A credit score of 640 or higher is needed for a Home Depot® Credit Card; this means that you need to have a fair credit score to get it. That’s the case for both the Home Depot® Credit Card and the Home Depot® Business Credit Card.
Does Home Depot do a soft credit check?
Yes, the Home Depot Credit Card does a hard pull credit check. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Home Depot Credit Card. A hard pull usually causes an applicant’s credit score to drop by 5-10 points.
What credit score you need for Lowes card?
640 or better
The Lowe’s Store Card credit score requirement is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
Is Home Depot a hard pull?
Does Home Depot do a hard or soft inquiry?
Unlike Bank of America, Home Depot runs a HARD credit inquiry which showed up immediately on Credit Karma.
How to get pre qualified for Home Depot credit card?
– General notices or important news about your account (rest assured your account number would never be included) – Updates on special deals and offers that might interest you – Opportunities to provide feedback or complete online surveys, so you can tell us what you think
What credit cards are accepted at Home Depot?
By phone: Call 1-800-677-0232 and enter your card information when prompted.
Does Home Depot report authorized users to credit bureau?
One of the named plaintiffs in the case, Sonny Low, said he still had $9,000 in credit card debt and had to take a job at Home Depot and authorized a new branch campus,” the report noted.
How to check the Home Depot store credit balance?
Go to any Home Depot store and ask customer service to check your balance